Legal
Privacy Policy
Effective Date: April 1, 2025 · Last Updated: April 20, 2026
1. Overview
Madison Funding Group ("MFG," "we," "us," or "our") is committed to protecting the privacy and security of your information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website or submit an application for commercial funding. By using our Site, you consent to the practices described in this policy.
This policy applies only to information collected through our Site and does not govern information collected offline or through other channels, except where noted.
2. Information We Collect
We may collect the following categories of information:
Business Information
Legal business name, DBA, business address, industry type, years in operation, annual revenue, monthly revenue, and outstanding loan balances.
Owner / Principal Information
Full legal name, date of birth, Social Security Number (SSN), ownership percentage, home address, and contact details.
Financial Documents
Bank statements, tax returns, profit and loss statements, and other financial records you upload during the application process.
Usage & Technical Data
IP address, browser type, device type, pages viewed, time spent on Site, referring URLs, and other standard web analytics data collected automatically.
3. How We Use Your Information
We use the information we collect to:
- Evaluate and process your commercial funding application.
- Conduct credit checks, identity verification, and Know Your Customer (KYC) due diligence.
- Communicate with you regarding your application status, offers, or follow-up inquiries.
- Comply with applicable laws, regulations, and legal obligations.
- Prevent fraud, unauthorized access, and other harmful activities.
- Improve our Site, services, and internal operations.
- Send you relevant communications about our products or services (you may opt out at any time).
4. How We Share Your Information
We do not sell your personal information. We may share your information in the following limited circumstances:
- Underwriting & Funding Partners: We may share your application data with third-party lenders, investors, or funding sources who participate in reviewing or funding your advance.
- Credit Bureaus & Verification Services: We may submit your information to credit bureaus and identity verification providers as part of our underwriting process.
- Service Providers: We may share data with trusted vendors who assist us in operating our Site, processing applications, or managing communications, under strict confidentiality agreements.
- Legal Requirements: We may disclose your information if required by law, subpoena, court order, or to protect the rights and safety of Madison Funding Group or others.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
5. Data Security
We implement industry-standard technical and organizational security measures to protect your information, including SSL/TLS encryption, 256-bit data encryption at rest, and access controls limiting who can view sensitive data. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security and encourage you to take precautions when transmitting sensitive information online.
6. Data Retention
We retain your information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Application data may be retained for up to seven (7) years in accordance with standard commercial lending recordkeeping requirements.
7. Cookies & Tracking Technologies
Our Site may use cookies and similar tracking technologies to enhance your browsing experience, analyze Site usage, and improve our services. You can control cookie settings through your browser preferences. Disabling cookies may limit certain functionality of the Site. We do not respond to "Do Not Track" signals at this time.
8. Your Rights & Choices
Depending on your jurisdiction, you may have the right to:
- Access the personal information we hold about you.
- Request correction of inaccurate information.
- Request deletion of your information, subject to legal retention requirements.
- Opt out of marketing communications at any time by contacting us directly.
To exercise any of these rights, please contact us using the information below. We will respond to verified requests within 30 days.
9. Children's Privacy
Our Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has submitted information to us, we will promptly delete it.
10. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the Site following any changes constitutes your acceptance of the updated policy.
11. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, please contact us at: